Your coins, your keys. And a way home for them.
A self-custody crypto wallet, like MetaMask, Trust Wallet or Phantom. Keep Bitcoin, Ether, USDC, USDT, XLM, XRP, BNB and Zcash in it. The difference: from here, a little of it can pay Mum’s electricity bill, or land in a bank account in India, as rupees.
Coins in your hand. Rupees at home.
Three steps. The first two are what any good wallet does. The third is ours.
MetaMaskTrust WalletYour MuffinPay address0x7a3F…c91E
Receive, hold, pay and send.
What your coins can do for the people you love, without leaving your hands until the moment you choose.
Receive
Coins come in from any wallet or exchange, on the networks we support.
Hold
Eight coins in one place. Your keys, on your phone, never on our servers.
Pay bills
A bit of your Bitcoin becomes Mum’s electricity bill. She sees rupees, paid.
Send to a bank
Coins out, rupees in. Their account in India, or your own NRE account.
A gift that arrives on time.
Tanishq for Diwali. A movie night for Papa. Groceries for Mum. Paid from your wallet, delivered on WhatsApp.
Gift card
Gift card
Gift card
Gift card
Gift card
Gift card
Gift card
Gift card
Gift card
Gift card
Gift card
Gift card
Gift card
Gift cardChoose the occasion
Add your words
Gift cardHappy Diwali, Ma. Something gold for you this year.
₹5,000It reaches them on WhatsApp
Global bill payments, on stablecoins.
Money crosses borders as regulated digital dollars, USDC and USDT, that settle in seconds at any hour. At home it lands in local currency, paid straight to the biller or the family’s bank.
USDC
USDTUSDC and USDT are trademarks of their respective owners, shown only to identify the stablecoins used. No endorsement is implied.Seconds, not days
No chain of correspondent banks. The payment settles while you are still in the app.
Open every hour
Bills don’t wait for banking hours, and neither does MuffinPay. Sunday night works too.
1,240.00USDCYour wallet, your keys
Already hold USDC or USDT? Pay bills and send money home straight from your own wallet.
- Electricity board₹2,230
- School fees₹28,750
- Mum’s bank₹30,800
Local money at home
The biller and the family receive local currency. Nobody back home needs a wallet or an app.
Stablecoin conversion and payouts are carried out by regulated partners where available. MuffinPay does not offer stablecoins as an investment; availability varies by country.
Good to know.
More answers on the questions page.
Does MuffinPay use stablecoins?
Yes. MuffinPay moves money across borders as regulated digital dollars, USDC and USDT, so payments settle in seconds at any hour. The biller or family receives local currency. If you already hold USDC or USDT, you can pay from your own wallet. Conversion and payouts are carried out by regulated partners where available.
How do gift cards work?
Choose a brand, an amount and an occasion, add a note, and the gift card reaches them on WhatsApp. It is paid from your MuffinPay wallet.
Is MuffinPay a bank?
No. MuffinPay is a financial technology (fintech) company building Life Payments. Payments, currency conversion and payouts are carried out by licensed, authorised partners in each market.
Founding Families
Ten thousand homes go first.
The first 10,000 families on the waitlist pay no transfer fee and get the real rate, for life. They get in first when MuffinPay opens in their country, and each place is numbered and stays theirs.
- 1,000The first thousand also receive the sealed founding gift, revealed at launch.
- +100Every friend you invite moves you 100 places up the line.
- No. 0001Your number is set the day you join and never passes to anyone else.
Takes 30 seconds. No payment details. For ages 18 and over. India first, 180 countries to follow. Conditions apply.