Credited0:04₹51,706.00From you · Dubai
Their bank account
Mum’s account in Pune, before her evening chai. Any bank in India.
Mum₹51,706.00Send money
Your money, or your coins. Their rupees.
Send from your bank account like any app. Or send from the crypto you already hold, and it arrives in India as rupees, in a bank account or as cash. Crypto in, money out, with nothing for your family to learn. No transfer fee, the live rate, a receipt for you both.
Send to Mum · PuneLive rate
- USD 0.00Transfer fee
- 0.00%Added to the rate
- 1 USD = ₹94.95Live mid-market rate
- In secondsMoves as USDC, arrives as local money
Mum receives
Into her bank account in India, with a receipt for you both. You see the exact amount before you pay.
How it works
Three taps. Rupees at home.
Under a minute, whether you start from dollars or from Bitcoin.
Send to Mum · Chandigarh
You send$500.00
Mum receives₹47,473
Rate1 USD = ₹94.95
Transfer fee$0.00
Pay with
Bank or cardDebit, transferBitcoinYour walletUSDCYour wallet
0:04Credited₹51,706.00 · Mum’s bank accountReceipt sent to you and Mum
Where it lands
Their bank, your NRE account, or cash in hand.
One payday in Dubai, four ways home. For NRIs and anyone with family in India: you see the exact rupees before you tap.
Payday · Dubai · 6:10 pmAED 12,000.00Mum₹51,706.00NRE
Your own NRE account
Your savings, kept at home in your name. Yours to bring back whenever you want.
You₹2,06,824.00₹₹₹
Cash ready to collect₹25,853.00Ref 8274 1093
Ready · near homeCash ready to collect₹25,853.00Ref 8274 1093Cash pickup with MoneyGram
Papa walks to the MoneyGram counter near home and collects it. No bank account needed.
Papa₹25,853.001,000 USDC→₹94,945.50
0:05 · ThrissurFrom your coins
Some of your Bitcoin or USDC becomes rupees, for Ammu’s college fees. The rest stays as it was.
Ammu₹94,945.50For the Indian diaspora
Wherever you are. One home.
Dubai, London, Toronto, or a city we haven’t named yet. Wherever you are tonight, someone at home feels it.
Dubai · 9:40 pmMonth-end in Dubai. Salary in, Mum’s electricity paid before dinner.
London · 6:30 amA wet morning before the commute. Papa’s broadband, renewed in one tap.
New York · 10:30 pmLate night in New York. A Diwali gift, sent home.
Toronto · 8:10 amFirst snow in Toronto. Your brother’s college fees, paid on time.
Singapore · 11:30 pmLate at the office. Ammachi’s pharmacy bill, settled.
Berlin · 4:30 pmGolden hour in Berlin. The gas cylinder at home, booked.
Hong Kong · 8:45 pmHarbour lights in Hong Kong. Papa’s mobile, recharged.
Kochi · 11:10 pm“The lamp is lit. Eat something, mole.”
Ludhiana · 12:00 pm“Paper read, internet working. Have your breakfast, puttar.”
Pune · 8:00 am“Your sister is wearing it already. Thank you, bala.”
Ludhiana · 5:40 pm“Fees done. He says he owes you a lassi, puttar.”
Kochi · 9:00 pm“Medicines collected. Sleep now, mone.”
Pune · 9:00 pm“The kitchen is warm again. Call on Sunday, bala.”
Ludhiana · 6:15 pm“Recharged. Now I can call you every evening.”
Illustrative stories. India opens first, and 180 countries follow.
Compared
See the comparisonWhat reaches Mum, side by side.
Wise, Revolut, Western Union and the banks, on the same amount, with every source named and dated.
Questions
Good to know.
More answers on the questions page.
Is there a fee?
No. MuffinPay charges no transfer fee and adds no markup to the exchange rate, so your family gets the live mid-market rate, the one Google shows. Founding Families have zero fee and the real rate guaranteed for life; the first 1,000 also get first access in their country and a sealed founding gift. Conditions apply.
Which countries does MuffinPay cover?
The network reaches 35,000+ billers in 180 countries. The first corridors connect the UAE, the USA, the UK, Canada, Singapore, Germany and Hong Kong with India, the first receiving country. Singapore and Hong Kong open with bill payments and money transfer, and Saudi Arabia, the Philippines, Bangladesh, Nepal, Nigeria and Kenya come next. MuffinPay opens country by country.
Is MuffinPay a bank?
No. MuffinPay is a financial technology (fintech) company building Life Payments. Payments, currency conversion and payouts are carried out by licensed, authorised partners in each market.
Founding Families
Ten thousand homes go first.
The first 10,000 families on the waitlist pay no transfer fee and get the real rate, for life. They get in first when MuffinPay opens in their country, and each place is numbered and stays theirs.
- 1,000The first thousand also receive the sealed founding gift, revealed at launch.
- +100Every friend you invite moves you 100 places up the line.
- No. 0001Your number is set the day you join and never passes to anyone else.
Takes 30 seconds. No payment details. For ages 18 and over. India first, 180 countries to follow. Conditions apply.