Borderless Bill Payments

Money should move
as easily as life does.

Pay essential bills, move money across borders, spend with a global card and earn rewards—all from one beautifully simple app.

Early interest is open across the USA, UAE, India, Canada, Europe and beyond · Product availability will vary by market

Money transferAcross borders
Complete
MuffinPay•••

Good morning

Pay your bills.

Upcoming bill
ElectricityDue 24 Aug$86.40
Send
Pay bills
Card
Electricity billPaid on time
+ rewards
Electricity Water & Gas Mobile & Internet🎓 Education Healthcare Rent & Loans Travel & Hotels Money Transfer Global Card Cash Access Stablecoins Rewards Electricity Water & Gas Mobile & Internet🎓 Education Healthcare Rent & Loans Travel & Hotels Money Transfer Global Card Cash Access Stablecoins Rewards
One payment app

Your bills.
Finally connected.

From electricity to education and healthcare, MuffinPay is designed to make essential payments clearer, faster and more rewarding.

01
Electricity Paid🎓 Education Paid Mobile Paid

Pay Bills

Take care of everyday essentials, at home or for the people you love.

02
$100UNITED STATES DOLLARUSD
500INDIAN RUPEEINR
USD ↔ INR

Move Money

Send and receive across borders with stable digital money and convenient cash access.

03
MuffinPayVisa
WORLD
5382  ••••  ••••  2840
CARDHOLDERMUFFIN MEMBERVALID THRU09/30

Spend Globally

A premium Visa card experience designed to keep up wherever life takes you.

04
+25
🎁
Every payment can reward you.

Earn Rewards

Make bill payments feel more rewarding—with benefits designed around consistent, everyday use.

Bill Payments

Everything important.
Paid in one place.

From monthly essentials to major milestones, MuffinPay brings everyday bills into one connected experience.

01

Utilities

Keep home running

02

Education

Invest in what’s next

03

Healthcare

Care without borders

04

Travel

Go further

05

Rent

Feel at home

06

Mobile

Stay connected

Stable digital money

Digital value.
Real-world utility.

MuffinPay is designed to connect familiar stable digital assets with everyday bill payments, cross-border money movement and rewards.

Planned support shown for product preview
USDCStable digital dollar
Payments
USDTDollar-linked asset
Transfers
$MuffinReward & utility token
Rewards
MuffinPayPay · Send · Spend · Earn
01Pay with stabilityDesigned for predictable digital-value payments.
02Move across bordersSend supported assets through one simple interface.
03Earn $Muffin rewardsReceive utility rewards on eligible bill payments.
Designed differently

Money you can feel
good about.

01

Stable.

Built around dependable digital value, so everyday money feels like everyday money.

02

Simple.

No financial maze. Just thoughtful tools, clear choices and a calm experience.

03

Yours.

Your money stays under your control—with a self-custody experience designed around real ownership.

For crypto & fintech investors

A new category
for global bill payments.

MuffinPay is building at the intersection of everyday payments, global mobility, stablecoins and digital-money infrastructure.

Request investor access
Questions, answered

Good to know.

What is MuffinPay?+

MuffinPay is a borderless bill-payment platform being designed to bring essential bills, money transfers, global card spending, stable digital money and rewards into one simple experience.

When will MuffinPay launch?+

We’re preparing a phased early-access rollout in select markets. Join the waitlist and we’ll let you know when access becomes available near you.

Where will MuffinPay be available?+

Interest is open globally, including the United States, UAE, India, Canada and Europe. Product access, supported assets and individual features will be confirmed market by market as MuffinPay completes its phased rollout.

Will MuffinPay support USDC, USDT and $MUFFIN?+

MuffinPay is designed around planned support for stable digital assets such as USDC and USDT, alongside $MUFFIN utility rewards on eligible activity. Final asset support will depend on launch market, eligibility and regulatory availability.

How does the Founding 10,000 bonus work?+

The first 10,000 eligible waitlist members may receive a promotional launch allocation of 100 $MUFFIN. Eligibility, verification, timing, jurisdiction and official programme terms apply. Joining does not guarantee future value, liquidity or availability.

Can I use MuffinPay for cash access?+

Cash access is part of the experience we’re exploring for supported markets. Specific routes, providers and availability will be confirmed at launch.

I’m an investor or partner. How do I connect?+

Use Investor Access to continue to the secure MuffinPay application portal. Partners and prospective users can register through the waitlist form.

Bills without borders

Pay what matters.
From anywhere.

Founding 10,000Free 100 $MUFFIN launch bonus*

Get yourself listed early. The first 10,000 eligible members may receive 100 $MUFFIN when the promotional rewards programme launches.

Get yourself listed *Subject to eligibility, verification, jurisdiction, launch availability and official programme terms. No future value is promised.