Pune What are the ways to pay fees in India from abroad?
There are four ways. You can pay on the school’s fee website yourself, with an Indian account. You can send money to a parent or relative who pays. You can send the fee straight to the school’s bank account. Or you can use a service that pays the school in rupees for you and sends you the receipt. Some schools and colleges can also be paid through Bharat Connect, India’s national bill payment network, by companies abroad that have joined it.
What works depends on how the school takes fees. Some use a website that only accepts Indian cards and UPI. Some give a bank account for direct transfers. Coaching centres may want UPI. Ask the fee office well before the due date, not on the day.
- YouSend from your bank
- Your bank£23–60 in fees
- Bank in the middleMay take a fee
- Indian bankRate 1.5–2.5% below
- Family1–3 working days
- YouBank balance or USDC/USDT
- MuffinPayNo transfer fee
- The schoolFee paid in rupees
- ReceiptSchool’s receipt to you
What does a ₹1,85,000 fee cost from the UK or USA?
At the Google rate, ₹1,85,000 is £1,471.88 or $1,948.49. A normal bank transfer adds £45 to £97 from the UK, and $74 to $128 from the USA. Apps cost less, but someone in India still has to pay the school.
Published prices · checked 11 November 2026
| Option | Transfer fee | Exchange rate | Your family gets | Pays an Indian bill directly |
|---|---|---|---|---|
| 0.5% above $1,000 a month | Not published on weekdays. 1% at weekends | ₹1,82,700–1,85,000 | No |
| About 0.55–1.1% of the amount | None: the Google rate | ₹1,83,002–1,83,983 | No |
| $30 when paying by card | About 0.58% | ₹1,81,079–1,83,927 | No |
Banks | $35–70 in bank fees | 2–3% | ₹1,72,804–1,77,977 | No |
| None | The Google rate | ₹1,85,000 | Yes |
Type how much you send. You will see how many rupees reach India with each option, and how many reach your family with MuffinPay, at today’s rate.
1 GBP = ₹125.69
No transfer fee. The Google rate.
These are typical published prices, so each figure is a range, not a quote. Each company’s own app shows the final amount on the day you send. MuffinPay is not open yet. Founding Families on the waitlist get this pricing when it opens in their country.
Riya’s school fees, from London to Pune
Riya’s father pays her school directly from London three times a year. The school’s receipt arrives the same day.
LondonMaharashtraTerm fees- Term fee
- ₹1,85,000
- Papa pays
- £1,471.88
- Transfer fee
- None
- Three terms a year
- ₹5,55,000
- Paid to the school
- ₹1,85,000
Fees paid. Thank you, Papa.Riya · Pune · 4:10 pm
What should you keep after paying a fee?
- The school’s own receipt, with the student’s name, roll number and term.
- The transfer reference, with the date and the rupee amount that arrived.
- For colleges, the letter that lists the fees, in case of a scholarship or refund later.
- If you claim any tax benefit in the country where you live, ask a local adviser which papers you need.
What if the fee is due tomorrow?
A bank transfer can take one to three working days, and the school only sees the money when it reaches the school’s bank. If the due date is close, use a way that pays in rupees the same day and gives you a receipt. Or ask the school in writing for a few extra days. Don’t let a fee be late because the money is still on its way.
Questions families ask
Can I pay my child’s school fees in India with a foreign card?
Sometimes. Many Indian fee websites only accept Indian cards, net banking and UPI. A foreign card may be refused, or charged an extra fee. Ask the school how it accepts payment from abroad.
Can I transfer fees straight to the college’s bank account?
Usually yes, if the college gives its bank details. Use the student’s name and roll number as the reference, and ask the college to confirm the money has arrived.
Does a relative in India have to pay the fee for me?
No. You can pay into the school’s bank account, or on its website with an Indian account. You can also use a service that pays Indian schools and companies from abroad.
What does a bank charge to send fees to India?
On ₹1,85,000, typical bank pricing adds £45 to £97 from the UK. From the USA it adds $74 to $128. This is the fees and the worse exchange rate together.
What is MuffinPay?
MuffinPay is a cross-border payments app built on stablecoins. Send money and pay bills for the people you love in another country: rent, electricity, school fees, insurance. Bills go straight to the biller, money lands in local currency, with proof.
What does a Founding Family get?
No MuffinPay transfer fee, for as long as you use MuffinPay, and the Google rate (the real exchange rate) on everything you send. Places go to the first families on the waitlist. MuffinPay opens country by country.